Girrrrrrrrrrrrl tell me about it.....
My first year down here my bank account back in Canada got emptied out by some douchebag who rigged the atm.... my bank was less than accomodating. "No we dont' ship new bank cards internationally" greeeeeeeeeeat.
I waited almost 6 months for them to return my money and close out my account. It was ridiculous. That was my first taste of the troubles you could have living abroad.
This year I am heading back to canada and getting some paperwork done so i can start my residency here in Guatemala. Time to tie up all the loose ends